How do I read and download my card statement?

Published on Oct 28, 2026Updated on Oct 30, 20262 min read

Where can I access statements?

Statements are available in the OKX app under Card → Statements. You will get email notification for each statement.

What does New Balance mean?

New Balance is the account's outstanding balance at the statement snapshot. Pending purchases are not included in the outstanding balance.

What does Minimum Payment Due mean?

Minimum Payment Due is the amount you need to pay for the statement. Because OKX Card is a charge card, the Minimum Payment Due is equal to the outstanding balance. .

Protected amounts under billing-error investigation are not included.

When is my final payment date?

Your payment due date is the date your statement is issued, and your full statement balance is due each billing period. Your final payment date (‘Payment Date’) is 21 days after your statement is issued — you have until then to make your payment before OKX liquidates your Reserve Balance to settle any amount still due.

What are Credit Limit and Available Credit?

Credit Limit is the total value of the supported stablecoins backing your card at the time of the snapshot. It includes both the funds available for new purchases and the funds already reserved for previous purchases.

Credit Limit = Available Credit + Reserved Balance.

  • Available credit is the amount you can use for new card purchases. It is backed by supported stablecoins in your Pay account that are available and authorized for card use.

  • Reserved balance is the stablecoins set aside as collateral for previous card purchases. While reserved, these funds cannot be used for new purchases or withdrawn. This is why your available credit can be lower than your credit limit.

When a purchase is authorized, your available credit decreases and your reserved balance increases. If you repay with USD, the corresponding reserved stablecoins are released and your available credit increases. If you repay using reserved stablecoins, including through Autopay, your reserved balance decreases but your available credit does not increase.

OKX Card in the U.S. is issued by WebBank, a Utah State-Chartered Bank, Salt Lake City, Utah.

Disclaimer

Digital Assets subject to volatility and not insured. Not financial/investment advice. Not all products and services offered in all regions. Exclusions and T&Cs apply.
This content may cover products that are not available in your region. It is not (i) investment advice or recommendations; (ii) an offer or solicitation to buy, sell, or hold digital assets, or (iii) financial, accounting, legal, or tax advice. Digital asset holdings, including stablecoins and NFTs, involve high risk, can fluctuate greatly, and are not FDIC insured. You should consider whether trading or holding crypto/digital assets is suitable for you and consult your advisors for questions about your circumstances. While reasonable care has been taken in preparing informational data and graphs, no responsibility or liability is accepted for any errors or omissions.
Certain cryptocurrencies, services, and products are not available to users located in the United States and may be restricted depending on the state in which you reside. See OKX's US Risk & Compliance Disclosures for more information. OKX INC. ("OKX US") operates under the OKX brand and is a federally registered money service business and a state licensed money transmitter (NMLS ID: 1767779). Users of OKX US are subject to the restrictions and terms contained in the U.S. Terms of Service. Foreign entities affiliated with OKX US use the OKX brand to offer services and products to non-US users. US users are expressly prohibited from accessing any of those foreign products and services.